When it comes to timeless fashion that whispers sophistication, the “old money” aesthetic tops the list. It’s a style inspired by generational wealth and understated luxury—where elegance speaks louder than logos. The old money look isn’t just about what you wear. It’s about an attitude of restraint, refinement, and timelessness.
Whether you’re a fan of polished tailoring or crave the effortless, preppy vibe synonymous with coastal wealth, this guide will show you how to curate old money outfits that elevate your wardrobe.
Key Elements of Old Money Outfits
Old money fashion is rooted in classic wardrobe staples—pieces that exude quality, tradition, and versatility. Below are some essentials that form the backbone of this aesthetic:
1. Tailored Blazers
A well-fitted blazer is non-negotiable in old money fashion. Whether worn over a crisp white shirt or casually paired with knitwear, blazers are the ultimate symbol of class. Look for quality materials like wool or linen and ensure it fits impeccably at the shoulders and waist.
2. Cable-Knit Sweaters
Cable-knit sweaters are a quintessential old money staple. They embody a preppy yet relaxed vibe and can easily layer over a collared shirt for a polished look or pair with tailored trousers for casual elegance.
3. Loafers
Old money style is all about marrying comfort and sophistication, and nothing does that better than loafers. Opt for pairs made from leather or suede in classic colors like brown, black, or navy. Penny loafers, tassel loafers, and horsebit loafers are all excellent choices.
4. Crisp Button-Down Shirts
A tailored button-down shirt is both versatile and essential. Stick to breathable fabrics like cotton or silk in neutral tones (think white, blue, and light pink). Whether tucked into pleated trousers or layered under a sweater, they’re a timeless go-to.
5. High-Waisted Trousers
High-waisted, tailored trousers exude understated luxury. Look for pieces in fine materials like wool or cotton and pair them with slim belts for added polish.
Old Money Color Palette
The old money wardrobe thrives on a carefully curated, muted color palette that exudes sophistication and timeless elegance. Here are the hues to aim for:
- Navy Blue: A versatile classic that conveys authority and elegance.
- Beige and Cream: These soft tones radiate understated luxury and pair beautifully with darker hues.
- White: Always chic and reflective of effortlessness, white is a key feature in many old money outfits.
- Hunter Green and Burgundy (Accents): These rich tones add depth to an ensemble without overpowering its subtlety.
- Brown and Tan: Found in accessories like belts and shoes, these tones emphasize natural, earthy sophistication.
The secret? Avoid overly bright or loud colors. Stick to a palette that’s as timeless as the wardrobe itself.
Accessorizing the Look
Accessories are the finishing touch that takes your old money outfit to the next level. These items are all about subtle elegance and quality over quantity:
1. Pearl Necklaces
A simple strand of pearls is perhaps the most iconic old money accessory. Pair it with a crisp white shirt or a classic sweater for a polished, feminine touch.
2. Silk Scarves
Whether tied around your neck, draped over a blazer, or styled as a headband, silk scarves add a touch of European finesse to any outfit. Look for subtle patterns or solid colors from brands like Hermès or Ralph Lauren.
3. Leather Belts
A fine leather belt in dark brown or black is an accessory that speaks to refinement and functionality. Choose ones with understated buckles to stay true to the aesthetic.
4. Minimal Jewelry
Less is truly more when it comes to accessories. Stick to elegant pieces like gold hoop earrings, a classic wristwatch, or dainty bracelets.
Where to Shop for Old Money Outfits
Building an old money wardrobe doesn’t require generational wealth, but finding the right brands matters. Here’s where to shop for timeless staples at a variety of price points:
High-End Brands
- Ralph Lauren: Known for its signature preppy, polo-inspired designs.
- Burberry: Perfect for trench coats and traditional tailoring.
- Brunello Cucinelli: Luxe fabrics and classic cuts embody sophistication.
Affordable Options
- Uniqlo: Great for high-quality basics like sweaters and button-downs.
- J.Crew: Offers classic, preppy styles at a mid-level price point.
- Everlane: Known for its commitment to neutral tones and clean silhouettes.
Vintage/Second-Hand
For a true old money feel (and a sustainable approach), consider vintage shopping. Thrift stores and online platforms like The RealReal or Vestiaire Collective often feature high-end items at reduced prices.
Outfit Inspiration
Here are some examples of how to style old money outfits for different occasions:
Weekend Brunch
- Navy blazer
- Striped button-down shirt
- Beige high-waisted trousers
- Brown loafers
- Pearl stud earrings
Day at the Office
- Cream cable-knit sweater layered over a white shirt
- Navy pleated skirt
- Leather belt
- Black low-heeled loafers
Casual Outing
- White turtleneck sweater
- Hunter green trousers
- Tan trench coat
- Silk scarf tied around your neck
- Suede penny loafers
Evening Dinner
- Black tailored dress
- Gold hoop earrings
- Leather clutch bag
- Classic stiletto heels
Remember, the key to old money style lies in versatility. With these staples, you can effortlessly mix and match outfits for any occasion.
Elevate Your Wardrobe with Old Money Aesthetics
The old money aesthetic is less about following trends and more about establishing a timeless wardrobe that speaks to elegance and refinement. By focusing on quality, neutral tones, and versatile staples, you can create outfits that will not only stand the test of time but also exude effortless charm.
Start small by investing in versatile blazers and loafers, or refresh your accessory drawer with pearls and silk scarves. With careful attention to detail, you’ll soon master the art of understated luxury.
Are you feeling inspired to revamp your wardrobe? Share your favorite old money staples in the comments below and begin curating your timeless style.
